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1. Coverage and your needs:
First decide what you need. Maternity coverage? Health issues? Pre-existing conditions? Medications? Children? Jost down what types of conditions you and your family have so that you know exactly what you need and what you don't need.

2. Their prices:
Once you've decided what you need covered, now it's much easier to compare prices of the like companies. Make sure that you also check out co-pays and their monthly plan prices so that you're aware of all their costs.

3. Their response to you:
Give them a "no strings attached" call. Just ask them a few generic questions just to see how they treat you on the phone and their an email. If you don't like what you're hearing or aren't getting a friendly, helpful voice - run! If that's how they treat potential customers you don't want to know how they treat their actual customers.

With the thousands of insurance companies all competing for your business, you can't afford to compare free quotes and get the best affordable coverage online.

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